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浙江省：農機保險推進工作順風順水

2016-07-21 15:54:42 來源：中國農機網 閱讀量：16760 評論

導讀：現代社會事故頻發(fā)，汽車發(fā)生事故可以保險公司處理，從而減少損失，那農業(yè)機械發(fā)生事故有沒有保險？是否也可以找保險公司理賠呢？農機保險的出現給過去一直處于“裸奔”狀態(tài)的農業(yè)機械穿了一件“保險外衣”。

 　　【中國農機網 行業(yè)要聞】現代社會事故頻發(fā)，汽車發(fā)生事故可以保險公司處理，從而減少損失，那農業(yè)機械發(fā)生事故有沒有保險？是否也可以找保險公司理賠呢？農機保險的出現給過去一直處于“裸奔”狀態(tài)的農業(yè)機械穿了一件“保險外衣”。
　　
　　據了解，近年來，隨著農機購置補貼政策實施，浙江省農機裝備保有量大幅增長，近10年新增補貼農機裝備83.6萬臺套。但由于缺少農機保險，農機具損壞及相關人員受傷得不到保障。為此，今年4月浙江省農機局和安信農保浙江分公司簽訂開展農機保險戰(zhàn)略合作協議，在全省推行農業(yè)機械、設施大棚和其駕駛操作人員保險業(yè)務。
　　
　　浙江省：農機保險推進工作順風順水


        樂清：積極投保農機綜合險
　　
　　為做好農機保險服務，樂清市出臺農機綜合保險保費補貼政策，樂清市級財政對保費給予80%補貼。此項惠農政策的出臺，得到了樂清市農機總站、各鄉(xiāng)鎮(zhèn)街道農機員和保險公司大力推廣，樂清市農民強烈響應。
　　
　　截止到7月15日，共辦理綜合保險農機具227臺，其中純農田作業(yè)拖拉機2臺，履帶自走式旋耕機31臺，聯合收割機25臺，插秧機63臺，烘干機106臺，總保費19.105萬元（財政補貼15.284萬元，農戶自繳3.821萬元），總保額14049.5萬元。
　　
　　玉環(huán)：調查農機具保險意向
　　
　　玉環(huán)縣農機管理總站通過實地走訪和電話溝通的形式，開展烘干機、旋耕機、收割機等農機具參保意向調查。通過調查，工作人員發(fā)現縣農機主們的參保積極性比較高，大家紛紛表示，“保險是為了防范萬一”、“花幾百塊錢買平安，很值”。部分資金緊張的機主提出建議，農機保險是否能像水稻保險那樣，由政府承擔一部分保費，以減輕自身負擔。
　　
　　對此，農機總站工作人員一方面記錄了機主的訴求，并表示會積極向上級業(yè)務主管部門反映；另一方面做足思想宣傳工作，宣講農機保險的好處，鼓勵投保，為全縣廣大的農機主和農機手們保駕護航。
　　
　　三門：農忙季節(jié)農機投保增多
　　
　　今年4月初，三門縣農業(yè)林業(yè)局通過與安信農業(yè)保險股份有限公司等單位協作配合，在該局一站式農機服務大廳設立綜合保險承辦點，對跨區(qū)收割機、插秧機、烘干機、大型拖拉機等重點農業(yè)機械開展投保。
　　
　　據了解，農業(yè)機械綜合保險對象為全縣重點機械農機戶，投保項目包括農業(yè)機械損失險、駕駛證操作和隨機輔助作業(yè)人員意外傷害險、第三者責任險等，根據不同農機具設置不同檔次的保費和保險金額，投保額5萬至30萬元不等，農機戶可根據自身實際購買保險。
　　
　　據介紹，三門縣有重點農業(yè)機械300多臺。隨著農忙季節(jié)的到來，投保的農民會陸續(xù)增多。
　　
　　瑞安：全面突進農機綜合保險
　　
　　2016年1月26日，瑞安市盛源糧油專業(yè)合作社湖南籍員工，在駕駛大中型拖拉機作業(yè)時不慎翻入河中，溺水而忘，由于沒有保險，瑞安市盛源糧油專業(yè)合作社賠償50多萬元。由此，瑞安市全面突進農機綜合保險。
　　
　　瑞安市與有關部門密切合作，在財政部門的大力支持下，市政府出臺文件《瑞安市人民政府關于切實抓好2016年糧食產銷工作的意見》決定對拖拉機、聯合收割機、插秧機和糧食烘干機四類機具參加農機綜合保險的給予保費補貼60%，也就是說以上四類農機新機舊機都可以享受保險補貼。為保證這一政策落到實處，在2016年5月3日制定了具體的實施方案。歷年購置農業(yè)機械享受保險保費補貼60%的政策扶持力度全省大。
　　
　   未來繼續(xù)推進農機保險發(fā)展 還須更多政策支持
　　
　　農機保險作為市場化的風險轉移機制、社會互助機制和社會管理機制，在服務農村經濟社會發(fā)展方面具有獨到優(yōu)勢。隨著中央各項支農、惠農政策的實施，各地將農機保險納入政策性保險也逐年增多，對于農機保險的推行還需要更多的政策支持與宣傳，從而切實保障農民的切身利益。
　　
　　農機保險從無到有，從有到多，從多到普及，還需要很長的一段路要走。為了切實維護農民的切身利益，保障農業(yè)安全生產，加快推進農業(yè)現代化，我們要堅定不移向前走。

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