貸款買(mǎi)農(nóng)機(jī)有補(bǔ)貼了！北京市發(fā)布《貸款購(gòu)置農(nóng)業(yè)機(jī)械貼息試點(diǎn)工作方案》

2020-03-05 11:07:34 來(lái)源：農(nóng)機(jī)網(wǎng)整理發(fā)布 閱讀量：27674 評(píng)論

　　【農(nóng)機(jī)網(wǎng) 補(bǔ)貼動(dòng)態(tài)】近年來(lái)，農(nóng)業(yè)機(jī)械快速發(fā)展，逐漸成為了現(xiàn)代農(nóng)業(yè)生產(chǎn)的主力軍，但是，其高昂的價(jià)格也同樣困擾著不少人。為了促進(jìn)北京市農(nóng)業(yè)機(jī)械化發(fā)展，鼓勵(lì)和支持購(gòu)買(mǎi)使用先進(jìn)、適用的農(nóng)業(yè)機(jī)械，減輕購(gòu)機(jī)資金支出壓力，滿(mǎn)足農(nóng)機(jī)化發(fā)展對(duì)于農(nóng)業(yè)機(jī)械的多樣化需求，提高農(nóng)機(jī)組織化、規(guī)?；潭?，北京市發(fā)布了《貸款購(gòu)置農(nóng)業(yè)機(jī)械貼息試點(diǎn)工作方案》，
 
　　《方案》提出利用中央農(nóng)機(jī)購(gòu)置補(bǔ)貼資金對(duì)本市從事農(nóng)業(yè)生產(chǎn)的個(gè)人和農(nóng)業(yè)生產(chǎn)經(jīng)營(yíng)組織，需要貸款購(gòu)買(mǎi)農(nóng)業(yè)生產(chǎn)所需的輪式拖拉機(jī)、履帶式拖拉機(jī)、青飼料收獲機(jī)、小麥收獲機(jī)和玉米收獲機(jī)所產(chǎn)生的利息給予適當(dāng)補(bǔ)貼。
 
　　可利息購(gòu)買(mǎi)的農(nóng)業(yè)機(jī)械范圍
 
　　總價(jià)值在5萬(wàn)元(含)以上的輪式拖拉機(jī)、履帶式拖拉機(jī)、青飼料收獲機(jī)、小麥?zhǔn)斋@機(jī)和玉米收獲機(jī)，同時(shí)所購(gòu)機(jī)械須在已發(fā)布的北京市農(nóng)機(jī)購(gòu)置補(bǔ)貼產(chǎn)品歸檔信息表中。北京市農(nóng)機(jī)購(gòu)置補(bǔ)貼產(chǎn)品歸檔信息表可在“北京市農(nóng)機(jī)購(gòu)置補(bǔ)貼信息公開(kāi)專(zhuān)欄”和“北京農(nóng)機(jī)補(bǔ)貼手機(jī)APP”中查詢(xún)，貸款購(gòu)機(jī)貼息與農(nóng)機(jī)購(gòu)置補(bǔ)貼同步兌現(xiàn)，不能單獨(dú)申報(bào)。
 
　　農(nóng)業(yè)機(jī)械貼息
 
　　在2020年2月1日至2020年12月31日期間辦理的購(gòu)機(jī)貸款給予利息，貸款周期多不超過(guò)24個(gè)月。對(duì)逾期不歸還貸款產(chǎn)生的逾期貸款利息、加息、罰息，不予補(bǔ)貼。
 
　　貼息利率為購(gòu)機(jī)者與金融機(jī)構(gòu)簽訂的貸款合同中約定的貸款利率，高不超過(guò)中國(guó)人民銀行授權(quán)全國(guó)銀行間同業(yè)拆借中心公布的貸款市場(chǎng)報(bào)價(jià)利率(對(duì)于需擔(dān)保公司提供擔(dān)保才能完成的貸款，產(chǎn)生的擔(dān)保費(fèi)、公證費(fèi)、評(píng)審費(fèi)等相關(guān)費(fèi)用由購(gòu)機(jī)者自行承擔(dān))。
 
　　計(jì)息額度按實(shí)際貸款金額計(jì)算，但高不超過(guò)購(gòu)機(jī)總款扣除農(nóng)機(jī)購(gòu)置補(bǔ)貼后的金額(購(gòu)機(jī)總款為所購(gòu)機(jī)具發(fā)票顯示的金額)。
 
　　貸款貼息工作流程
 
　　貸款購(gòu)置農(nóng)業(yè)機(jī)械貼息實(shí)行“貸款購(gòu)機(jī)、申報(bào)補(bǔ)貼、區(qū)級(jí)結(jié)算、直補(bǔ)到卡(戶(hù))”的形式。
 
　　1.貸款購(gòu)機(jī)。符合條件的購(gòu)機(jī)者，在本市農(nóng)機(jī)購(gòu)置補(bǔ)貼產(chǎn)品歸檔信息表中自主選擇輪式拖拉機(jī)、履帶式拖拉機(jī)、青飼料收獲機(jī)、小麥?zhǔn)斋@機(jī)和玉米收獲機(jī)相應(yīng)產(chǎn)品，辦理貸款后購(gòu)機(jī)。
 
　　2.申報(bào)補(bǔ)貼。貸款購(gòu)機(jī)貼息與農(nóng)機(jī)購(gòu)置補(bǔ)貼同步兌現(xiàn)，不能單獨(dú)申報(bào)。貼息資金申報(bào)采取“北京農(nóng)機(jī)補(bǔ)貼”手機(jī)APP申報(bào)和現(xiàn)場(chǎng)申報(bào)兩種方式。貼息資金以金融機(jī)構(gòu)出具的利息還款回單(或金融機(jī)構(gòu)開(kāi)具的流水或還息證明等)中金額為準(zhǔn)，高不好過(guò)中國(guó)人民銀行授權(quán)全國(guó)銀行間同業(yè)拆借中心公布的貸款市場(chǎng)報(bào)價(jià)利率。
 
　　3.形式審核。區(qū)級(jí)農(nóng)機(jī)主管部門(mén)在收到購(gòu)機(jī)者申請(qǐng)后于30個(gè)工作日內(nèi)完成形式審核，通過(guò)后在本地區(qū)農(nóng)機(jī)購(gòu)置補(bǔ)貼信息公示專(zhuān)欄上公示30個(gè)自然日，無(wú)異議后按月將貼息申請(qǐng)?zhí)峤粎^(qū)級(jí)財(cái)政部門(mén)。
 
　　4.區(qū)級(jí)結(jié)算，直補(bǔ)到卡(戶(hù))。區(qū)級(jí)財(cái)政部分在接到區(qū)級(jí)農(nóng)機(jī)主管部門(mén)提交的貼息申請(qǐng)后30個(gè)工作日內(nèi)，通過(guò)國(guó)庫(kù)集中支付的方式將貼息資金撥付至購(gòu)機(jī)者卡(戶(hù))中。
 
　　購(gòu)機(jī)者現(xiàn)場(chǎng)申請(qǐng)材料
 
　　1.購(gòu)機(jī)者的身份證明原件或注冊(cè)登記證書(shū)原件。
 
　　2.所購(gòu)機(jī)械的發(fā)票原件。
 
　　3.購(gòu)機(jī)者銀行卡(賬)號(hào)、戶(hù)名、開(kāi)戶(hù)銀行等信息。
 
　　4.行駛證原件(或《拖拉機(jī)和聯(lián)合收割機(jī)登記證書(shū)》原件)。
 
　　5.非本市戶(hù)籍個(gè)人或農(nóng)業(yè)生產(chǎn)經(jīng)營(yíng)組織，在本市實(shí)際從事農(nóng)業(yè)生產(chǎn)的，還需提交在本市實(shí)際從事農(nóng)業(yè)生產(chǎn)的證明材料，包括土地承包(流轉(zhuǎn)或租賃)協(xié)議(合同)及在本市從事農(nóng)業(yè)生產(chǎn)的情況說(shuō)明等，協(xié)議(合同)約定的剩余期限不少于三年。
 
　　6.購(gòu)機(jī)者與金融機(jī)構(gòu)簽訂的購(gòu)機(jī)貸款合同原件。
 
　　7.金融機(jī)構(gòu)出具的已實(shí)際發(fā)生的還息回單(金融機(jī)構(gòu)開(kāi)具的流水或明細(xì)單等)原件。
 
　　8.如經(jīng)擔(dān)保部門(mén)擔(dān)保貸款的，需提供擔(dān)保書(shū)(函)原件。
 
　　以上材料由區(qū)級(jí)農(nóng)機(jī)主管部門(mén)行使審核后復(fù)印留存。
 
　　本文由農(nóng)機(jī)網(wǎng)整理發(fā)布，部分資料來(lái)源：北京市農(nóng)業(yè)農(nóng)村局，如有侵權(quán)或異議請(qǐng)聯(lián)系我們。

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